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But you need to set these feelings and emotions aside for your own good and file the necessary paperwork immediately to protect your financial well-being. The single most important thing to remember when dealing with unemployment insurance is to file a claim as soon as possible after you become unemployed.Ĭhances are you will be in an emotional state if your detachment was unexpected, and you may experience a sense of awkwardness in going from a gainfully employed person to one who is seeking help. Benefits are not based on financial need, and anyone meeting unemployment insurance eligibility criteria can collect benefits. However, if you quit your job or you are fired for just cause, you may not be able to collect benefits.īecause each state administers its own program, the dollar amounts and duration of benefits will vary from state to state. If you are laid off from a job due to downsizing, your employer closes their doors, or for any number of reasons you are no longer employed through no fault of your own, you are more than likely eligible for unemployment insurance benefits.

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Unemployment insurance is funded through taxes paid by employers, and all employers are required to carry coverage. Under the direction of the United States Department of Labor, unemployment benefits are administered by each state. In most cases today, that number is now 26 weeks of benefits. Originally, recipients would be eligible for a maximum of 16 weeks of benefits. The intent of the act was to provide an economic safety net for people when they lost their jobs while also stabilizing the economy. In 1935, the Social Security Act was passed by Congress and marked the beginning of an unemployment insurance benefit program throughout the United States.







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